B2B credit, collections & defaults platform

The entire B2B credit cycle
on a single platform.

Verification, credit, smart collection, automatic reconciliation and default management — all connected to your ERP. Activate everything or just what you need.

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Future BNPL
MERCHANT PORTAL V2.0
Merchant Example 01 SL
Plan Enterprise
LIVE
Main
📊 Dashboard
👥 Clients
BNPL cycle
📋 Operations 8
💰 Collections & Portfolio
Risk
🛡️ Risk & Coverage
⚖️ Defaults & Disputes 3
Compliance
🔐 VAT Compliance 2
Payments
💳 Payments & PSP
Account
⚙️ Settings
Dashboard
Merchant Example 01 SL · Cumulative since January 2026
Total
2026
This month
Portfolio
A
Merchant Example 01 SL
83% on time · Arrears 4.9% · Effective DSO 0d
Insurance
\u2713 CyC
VAT
2 alerts
Exposure
\u20ac56k
Buyers
7
Financed 12 months
\u20ac11.7M
847 transactions \u00b7 7 clients
\u2191 +34% vs last year
Cash flow released
\u20ac388k
On time: \u20ac314k \u00b7 Overdue: \u20ac56k
Capital you haven't financed
Overdue
\u20ac56k
3 operations \u00b7 2 buyers
Portfolio DSO: 38d \u00b7 \u2191 +4d
Active claims
\u20ac18k
1 case \u00b7 1 buyer
100% covered by insurer
\u25b2 Credit Exposure: \u20ac56,000 across 5 invoices without cover. View \u2192
\u25c9 Eurotech Supplies SL \u2014 \u20ac18,000 overdue D+18. Claim activated.
\u25fc VAT Exposure: \u20ac3,780 VAT at risk \u00b7 2 buyers in VIES quarantine.
Expected collections \u2014 30 days
Week 1
\u20ac125k
Week 2
\u20ac68k
Week 3
\u20ac89k
Week 4+
\u20ac38k
Reconciliation + Monitoring
100%
284 payments reconciled automatically
47 OK 2 alerts
VAT + scoring + defaulters updated
Why nothing else compares

Your ERP handles the invoice.
What happens next?

After invoicing, chaos begins: who finances? who insures? who collects? who reconciles? who claims? Today you solve this with different tools that don't talk to each other.

Billing & collections software
  • Chases payments and sends reminders
  • Partial reconciliation
Doesn't finance · Doesn't insure · Doesn't claim
With FutureBNPL
We pay you tomorrow
Commercial management software
  • Credit scoring and analytics
  • Advanced collections management
Doesn't finance · Doesn't insure · No legal capacity
With FutureBNPL
We insure the invoice at 100%
Treasury software
  • Unifies banks in one dashboard
  • Bank reconciliation
Doesn't manage clients · Doesn't collect · Doesn't insure
With FutureBNPL
100% automatic reconciliation + collection and recovery built in
FutureBNPL isn't software that informs. It's infrastructure that executes.
The perfect complement to your ERP: where the invoice ends, FutureBNPL begins.
What the platform covers

Everything that happens after your invoice.
On a single platform, connected to your ERP.

Credit & insurance
Finance without risk, without banks

Instant credit scoring, 100% insurance and financing without credit register or guarantees. Your client pays on terms, you collect in 24h.

Scoring →Insurance →BNPL B2B →
Collections, payments & reconciliation
Collect better, reconcile effortlessly

Smart collection that minimises delays, all payment methods, subscriptions and automatic reconciliation with your ERP. Every payment matched to its invoice.

Smart collection →Payments →Reconciliation →
Verification & compliance
Know who you're doing business with

Digital buyer onboarding in seconds. KYB verification, bank account ownership, VAT compliance and continuous monitoring.

KYB + IBAN →VAT Compliance →
Defaults & recovery
If they don't pay, we act

Progressive default management with legal recovery before activating insurance. Dispute resolution with full traceability.

Default management →Disputes →
Integration

It connects with what you already have.
Without changing how you work.

One integration for the entire platform. Documented APIs, native plugins and dedicated support.

SAP Odoo Holded Microsoft Dynamics Shopify Prestashop WooCommerce Magento API REST Webhooks Sandbox
View integrations →
Related solutions
Factoring alternative → Recover unpaid invoices → Financing without credit register → B2B credit scoring → Trade credit insurance → Automatic reconciliation → B2B KYB verification → Smart B2B collection → B2B default management → BNPL B2B → What is credit register → BNPL vs factoring → E-invoicing regulation → Reduce DSO → VAT compliance B2B → What is BNPL B2B → B2B subscriptions → B2B dispute resolution → Order to cash B2B → Improve business liquidity →
Frequently asked questions

FAQ about the FutureBNPL platform

Do I have to use all platform modules?
No. FutureBNPL is modular: activate only scoring, only smart collection, only KYB verification, or any combination. Each module works independently. Many companies start with one and add more as needed.
What makes FutureBNPL different from collections or treasury software?
Collections software tells you who hasn't paid. FutureBNPL pays you the next day. Treasury software reconciles movements. FutureBNPL reconciles, collects, insures and manages defaults. The difference: FutureBNPL doesn't inform, it executes.
How many modules does the platform have?
10 modules across 4 cycles: Verification (KYB + IBAN, VAT Compliance), Credit (Scoring, Insurance, Financing), Collections (Smart collection, Checkout payments, Reconciliation, Subscriptions) and Defaults (Default management, Dispute resolution).
How does it integrate with my ERP or ecommerce?
Via REST API, native plugins (Shopify, Prestashop, WooCommerce, Magento) or ERP connectors (SAP, Odoo, Holded, Microsoft Dynamics). One integration gives access to the entire platform. Sandbox environment available for testing.
Is reconciliation really 100% automatic?
Yes. Every payment — whether SEPA direct debit, transfer, card or any other method — is automatically matched to its invoice in real time. No spreadsheets, no manual matching, no human errors.

Want to see the platform
with your company's data?

Free demo, no commitment. We show you the cycles that interest you most.

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