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Credit & insurance

B2B credit & insurance:
finance without risk, without banks.

Unas necesitan scoring. Others insurance. Others financing. Y muchas, a custom combination. Activa solo los modules that fit your operations.

Your formula
🧠 Scoring✓ Activo
🛡️ Seguro✓ Activo
💸 CreditNo activado
+ Smart collection
3
Independent modules
∞
Combinations
100%
Cobertura seguro
<2s
Instant scoring
B2B Credit & insurance

Scoring, insurance and financing: choose what you need

Scoring, insurance and credit are three independent pieces que fit together.

Credit scoring

Risk assessment in seconds. Know who you can sell to on credit before committing.

Credit insurance

Cobertura hasta el 100%. Usa nuestra aseguradora o conecta la que ya tengas.

BNPL B2B

Offer deferred payment to your clients and collect in 24h. No debt, no banks.

Combinations

Scoring, insurance & B2B credit: each company chooses its combination

💰

Vas sobrado de cashflow

You don't need financing, but you do need to know who to extend credit to. Scoring + Smart collection.

🏭

Tu sector funciona sin seguro

No tienes seguro y your sector doesn't use it. Scoring + Credit + Default management.

🛡️

You only want protection

You finance it yourself but want to stop taking risks. Insurance + Verification.

🚀

Complete formula

Scoring + Insurance + Credit + Collections + Verification. Fully automated.

Integrated platform

Credit & insurance connected with verification, collections & defaults

🔍

Verification → better scoring

The more you know de tu cliente, mejores decisiones tomas.

🧠

Smart collection → fewer defaults

Automatic retries resolve the majority of defaults on their own. The insurance premium drops.

Related solutions
Factoring alternative → Recover unpaid invoices → Financing without credit register → B2B credit scoring → Trade credit insurance → Automatic reconciliation → B2B KYB verification → Smart B2B collection → B2B default management → BNPL B2B → What is credit register → BNPL vs factoring → E-invoicing regulation → Reduce DSO → VAT compliance B2B → What is BNPL B2B → B2B subscriptions → B2B dispute resolution → Order to cash B2B → Improve business liquidity →
FAQ

FAQ about B2B credit & insurance

What modules make up the credit and insurance cycle?
Three independent modules that fit together: Credit scoring (evaluates each buyer's risk in seconds), Credit insurance (covers 100% of each invoice against default) and BNPL B2B (finances each sale with 24h collection, no credit register or debt).
Can I activate scoring without insurance, or insurance without financing?
Yes. Each module works independently. Use scoring alone to evaluate clients, insurance alone to cover defaults, or financing alone for 24h collection. Or any combination of the three.
What is the most common combination?
The most complete is scoring + insurance + financing: evaluate, insure and collect in 24h. But many companies start with just scoring and insurance (keeping their own collection) or financing only (with their existing insurer).
Do the three modules share data?
Yes. Scoring feeds the insurance decision, insurance enables financing, and payment history continuously improves scoring. A closed loop where each piece reinforces the others.
Can I connect my own insurer instead of using FutureBNPL's?
Yes. If you already have a policy with Coface, Atradius, Euler Hermes or any other insurer, you can connect it to the platform. FutureBNPL adapts to your existing limits and coverage.

Want to find your formula?

We help you identify which modules fit.

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